http://www.theregister.co.uk/2009/05/05/virginia_medical_records_extortion/
On or offline, there are plenty of people out there who want to take advantage because of greed. This is no different. I bring this up to continue to illustrate that security is not a confined job of your friendly neighborhood IT person. We all have a part in this process by having strong passwords, not sharing our passwords, and not letting anyone use our computers, among other things. Let's face it, as we become more connected in this online world, the tools that make work easy for us also make it easy for those who seek to do us harm.
Moral of the story? Don't plan to make every part of your online life easy. Some complexity is good.
Happy (and safe) computing.